Access to the site, Content and Content Design is provided on the understanding that users have read and are willing to abide by the following set of Terms and Conditions. These Terms and Conditions are designed to make it clear to users of our site what they may and may not do with the content provided to them through their use of the site. Our aim has been to make the Terms and Conditions as unambiguous as possible, but if further explanation is required, please send an e-mail with your questions.

These Terms and Conditions apply to any use of our products, whether users, subscribers or, client organizations. For more information about subscriptions and client access, please send an e-mail with your questions.

Terms & Conditions
These are the terms and conditions on which we provide access to users of this site. Users will be deemed to have accepted these terms and conditions upon their first use of the site. Users are granted the non-exclusive and non-transferable right to access this site.

The website contains copyrighted information, communications, software (including program code which may execute on the server or which may be embedded in or downloadable from individual pages on this site), images, sounds, music, graphics, photos, videos and other material and services (collectively, the “Content”).

Prohibited Use
Systematic downloading and/or archiving, including the copying of the entire site, or of more than one copy of a page, electronic or otherwise, is prohibited. Users wishing to re-use the site for other purposes shall first contact us to obtain written permission. No portion of the Content may be used for the purpose of monetary reward by means of sale, resale, loan, transfer, hire or other form of exploitation of the copyrighted content or products, and may not be systematically supplied or distributed onward from the site of the User.

Permitted Use
The User may make unlimited online use of the copyrighted content or products for the purposes of research and personal use (but not for commercial use – see “Prohibited Use” above) including searching, displaying and viewing on-screen, and may download, print or e-mail retrieved Content.

We shall use reasonable efforts to allow for the site to be available on a 24 hour basis, but if access is suspended or interrupted or a fault or defect occurs which prevents access to the server, we shall neither have nor incur any liability. The User is responsible for all charges associated with accessing the Content, including those respecting computer equipment, telephone or Internet connections and access software. We reserve the right to refuse access to the Content to any individual, network or User at any time.

Although we have taken reasonable care to ensure that the Content is error-free and up-to-date, we shall have no responsibility for corruption to the information, data and other material after it is posted, including but not limited to any defects caused by the transmission or processing of the information, data and other material. The information made available online, including any expression of opinion and any projection or forecast, has been obtained from or is based upon sources believed to be reliable but is not guaranteed as to its accuracy or completeness.

While we have made every effort to ensure that the Content contained on our website is accurate, we do not warrant or guarantee the accuracy or completeness of this information, or that the website will be without error or omission. The Content is provided “as is” without any express or implied warranties or conditions of any kind whether arising by law, usage or trade and on the understanding that any person who acts upon it or otherwise changes his/her position in reliance on it does so entirely at his/her own risk. Content supplied is neither intended nor implied to be a substitute for professional advice.

In no event shall, its partnering companies, agents or employees be liable for any loss, cost, or damages whatsoever (including, without limitation, damages for harm to business, loss of profits, programs or data, interruption of activities, or any other pecuniary or economic loss) whether direct, indirect, incidental, punitive, special, exemplary, consequential, or otherwise, arising out of any use or misuse of, or any defects, inaccuracies, errors or omissions in, this site, without regard to the form of action, even if has been advised of the possibility of damages. The fact that information is provided on the website establishes no duty of care of any kind.

Communication Not Confidential does not guarantee the confidentiality of any communication via e-mail. (see “Privacy & Security”).

Links to Third party Sites
This website may contain hyperlinks, which will take you out of the site and connect you to third party sites. is providing these hyperlinks to you only as a convenience. The inclusion of any hyperlink does not imply endorsement by of the site or any information found therein. These sites are not under the control of and by accessing them, you do so at your own risk.